Need an appraisal in or Washington County?
The top reasons homeowners hire Cedar Creek Appraisal:
Do you own a house in or near ? Do you need help deciding the value of your real estate?
At Cedar Creek Appraisal, we understand the particular needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Cedar Creek Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours. Appraisals to cancel PMIA popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you rid themselves of undesirable PMI insurance. Challenging Washington county's assessment of your propertyLets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Cedar Creek Appraisal is your #1 weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult and inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Cedar Creek Appraisal can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home. |